I wasted a good chunk of this morning dealing with a canceled subscription.

I canceled it. I have proof that I canceled it. I was charged anyway.

That should be a pretty simple conversation.

Except there really wasn't anyone to have the conversation with.

Instead, it was the familiar routine: submit the request, choose from the automated options, explain what happened into a form, and wait a few days for someone—or something—to get back to you.

It got me thinking about something much bigger.

The world feels increasingly separated.

We have more ways to communicate than we've ever had, yet it can be surprisingly difficult to actually talk to somebody.

And I don't want Summit 65 to become another website where I just publish things and people occasionally read them.

I'm building this project because I'm behind financially.

In my case, health problems set me back. Life took a turn I didn't exactly plan for, and rebuilding financially has become part of rebuilding everything else.

That's not something I'm particularly embarrassed about anymore. It's simply where I am.

So I'm chipping away at my net worth and trying to secure my financial future. I'm working on my income. I'm building my real estate business. I'm investing. I'm experimenting with different ideas. Some will work. Some won't.

I also watch plenty of news and YouTube, and I keep coming across stories about older people who are still working because financially they don't have much of a choice.

Some didn't save enough. Some had health problems. Some went through a divorce or lost a job. Some made bad decisions. Some simply had life happen to them.

Whatever brought them there, I pay attention to those stories because I don't want to find myself in that position someday.

And there have to be a lot of people thinking the same thing.

People who didn't have everything figured out at 30.

People who changed careers.

People who made financial mistakes.

People who got knocked sideways by something they never saw coming.

People who looked at their finances later in life and thought, Okay. Time to get serious.

That's the community I'd like Summit 65 to become.

Not a group built around one particular way of making money.

Real estate might be part of it.

Stocks might be part of it.

Building a business might be part of it.

Saving more money, eliminating debt, creating additional income or simply making smarter decisions might be part of it.

The specific tool isn't really the point.

The point is building a more secure financial future—and sharing what we're learning along the way.

I want to find like-minded people who are willing to exchange ideas, tools, successes and failures.

What's working for you?

What didn't work?

What are you investing in?

What are you building?

What did you learn the hard way that might save somebody else a year?

I don't have all the answers. That's actually part of the reason I'm doing this.

I want Summit 65 to document my own attempt to build a stronger financial future.

But increasingly, I want something else from it too.

A real sense of community.

In a world that seems to be getting increasingly separated, that might turn out to be one of the most valuable things we can build.